Vision: To be the top microfinance provider through inclusion, engagement,
and diversification by 2030.
Empowering Zambians with fast, reliable, and secure financial services —
providing quick access to salary advances, business loans, and short-term financing.
Excellence is hard to find — at Minutoes, it’s our duty and our pleasure to give you the best business experience possible.
We go beyond the ordinary. Our customer service extends far past traditional expectations to give you unmatched care and attention.
Strong moral principles define us. Doing the right thing matters, even behind closed doors — that’s the Minutoes way.
Convenient access to instant salary advances for civil servants.
Through a simple WhatsApp process, eligible employees can request
and receive funds quickly — no queues, no forms, no delays.
This hassle-free method empowers civil servants to meet urgent
financial needs without the stress of traditional paperwork or
lengthy approval processes.
Quick access to cash before payday for emergencies and essential needs.
Boost your business growth with our flexible and fair repayment plans.
Acquire business or personal assets such as vehicles, machinery and property without full cost upfront.
Secure funding using your vehicle as collateral with fair and transparent terms.
Reach out today for personalized loan solutions or financial inquiries. We’re here to help you take the next step toward financial freedom.
+260 766 137 859
info@minutoesxpress.com
Ndola Copperbelt, Watch It Grow Complex
Soho Office Parklands, Kitwe
